Group of elderly friends hugging and laughing outdoors on a cloudy day

Personalized Medicare & Life Insurance with Compassionate, Expert Guidance

Serving Rhode Island & Massachusetts – Helping You Navigate Medicare, Life & Group Insurance with Ease

Our Mission

Caring Coverage, Simplified.
At Enhanced Health & Life Benefits, we guide you through the health insurance maze with heart and expertise. We specialize in Medicare, Life, Dental, Vision, Group, and Final Expense coverage — all with no-cost consultations.

Our Services

  • Medicare Advantage & Part B

  • LIS / Extra Help Applications

  • Life & Final Expense Insurance

  • Dental, Vision & Hearing Plans

  • Group Insurance for Employers (1–50)

  • Multilingual Services (Spanish, Portuguese, Cape Verdean Creole, Khmer, Arabic)

Green background with a large white letter 'H' and the word 'Humana' underneath.
Wellcare logo with the word 'wellcare' inside a teal circle.
Aetna logo with a purple heart shape and the company name in purple lowercase letters.
Delta Dental logo in green with stylized triangle symbol
3D text spelling 'Cigna' in blue with a green background and black shadow.
United Healthcare logo with blue stylized 'U' and 'J' shape and text.
Logos of TUFTS Health Plan and Harvard Pilgrim Health Care
Logo for Neighborhood Health Plan of Rhode Island, featuring stylized green hearts and black and green text.
BlueCross BlueShield logo with blue cross and shield symbols.

Understanding Medicare

  • LIS (Low-Income Subsidy) Application Assistance

  • Medicare Part B & C Guidance

  • Pharmacy & State Assistance

  • Medicaid Renewal Support

  • Choosing Medicare Advantage vs. Supplement (based on your meds & doctors)

  • We work with top carriers: Aetna, BCBS, UnitedHealthcare, Humana, WellCare, Tufts, Delta Dental, and more

Meet Leticia Torres

Leticia Torres is a New England native with over a decade of health and insurance experience. A University of Massachusetts graduate in Business & Finance, she previously served as a regional healthcare manager and worked directly with physicians and patients. She’s helped over 1,000 individuals navigate insurance with confidence and compassion, and makes it her mission to close gaps in coverage and advocate for each client’s unique needs.

Book Your Free Medicare Consultation

At Enhanced Health Benefits, we offer personalized, no-obligation consultations to help you understand your Medicare options, compare plans, and get the coverage that best fits your health and budget.

Whether you're turning 65, new to Medicare, or looking to switch plans, we're here to guide you.

A female doctor in white coat and stethoscope smiling and talking with a female patient in a consultation room.

Why Choose Enhanced Health Benefits

At Enhanced Health Benefits, we understand that navigating Medicare and insurance options can be confusing — that’s why we’re here to make it simple, personal, and stress-free.

Group of five smiling older adults, diverse ethnicities, posing together indoors.

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Interested in working together? Fill out some info and we will be in touch shortly. We can’t wait to hear from you!